With the arrival of two new smart phones, the BlackBerry Storm and the HTC Touch HD comes the desire to have them no matter what cost. So you can guess that most of us will be looking around for the best loans deals around. But how much are the handsets, that a loan is needed? The answer is around £500. So as you can see a loan for most of us is the only option.
Most of you will be thinking why not get the phone as part of a new phone contract or upgrade? Well as you know most contracts now are up to 24 months in length and that is a hell of a time to be committed to one phone. So buying the phone outright lets you have potentially two phones in a year, which can’t be bad.
Alternatively if your credit is that bad, that you can’t get a contract, then you can opt to use the phone on a pay as you talk scheme. Before you commit to a loan though, it is essential that you make sure you can afford the monthly repayments.
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